Property Virgin?

Are you tired of living in your mother’s basement? Are you desperate to end your crazy commute to work? Are you tired of moving from rental to rental? Are you possibly thinking of buying your first home but are too scared to commit? Don’t be scared, just be prepared.
 

 First time home buying can be a little frightening. There are many ups and downs and the roller coaster ride of emotion can get a little overwhelming; but don’t you worry! Meg Smith and Associates is here to help you every step of the way.

There is no doubt that this is a huge step in anybody’s life. Anxiety is normal, you are not alone! There are shows on HGTV dedicated to this experience! You are living out the American dream, but like any journey make sure you pack the right tools. 

First things first, track your expenses! You must know how much you are spending and saving. Balance your check book, take notes, make lists, draw charts, do whatever it takes to make sure you are 100% on top of your money. Once you are aware of how much you are taking in and how much you are paying out, create a budget! Remember to factor in your monthly debts and leave room for savings. This budget will serve as your road map to finding a home you can reasonably afford.

Once that is done, and you realize that you are ready to look for your first home, you must shop for a loan. It is very likely that you will be borrowing thousands of dollars, so shop around for the best interest rates and loan terms to negotiate the best deal. Finding the right mortgage broker makes all the difference. Knowing what you want to spend up front saves you from the heartbreak later down the road.

Don’t forget to create a wish list. What are some of the most important things you must have in a home? Walk in closets, an open floor plan, a pool or even a fenced in back yard for Fido. Whatever your must haves are, make sure you discuss this with your trusted agent. At Meg Smith and Associates no issue will be overlooked from the first handshake to the popping of the champagne at closing.

Lastly, it is time for the fun part, house hunting! We have some paramount agents at Meg Smith and Associates that can assist you with all your needs. It is probable you will need someone to help be part realtor, part therapist, part friend, and part financial advisor. You can find a brilliant agent at one of our many open houses. Feel free to interview us, ask us questions, and schedule a time to meet up with us.

There are high hopes when looking for your dream home and we know what it takes to find the right one. I hope these tips were helpful and make sure to check out our website atwww.megsmithandassociates.com.